Multifamily Bridge Financing

Small Balance Multifamily Bridge Loans

At Pennybrook Capital, we specialize in flexible, small balance bridge financing for multifamily assets—built for speed, certainty, and execution.

Whether you’re acquiring a value-add opportunity, repositioning an underperforming property, or navigating a short-term refinance, our bridge loans are designed to meet the moment—without the red tape of traditional lenders.

What we offer:

Loans up to $3.0 million
Up to 80.0% LTC / 70.0% ARV
Interest-only terms
Acquisition, value-add, lease-up, light rehab, partner buyouts, or cash-out
No insurance or real estate tax reserve requirement
No prepayment penalties

We understand the unique needs of small balance multifamily investors—and we move with the speed and flexibility your projects demand.

Bridge the gap with certainty. Partner with Pennybrook Capital.

Multifamily Bridge Loan Terms

Competitive Rates:
- Rates as Low as 9.5% Fixed Rate
Loan Size:
- Loans Ranging from $500k to $3.0 million
- Potentially Larger on Deal by Deal Basis
Flexible Loan Term:
- 12 - 24 Months Interest Only
Attractive Leverage:
- Up to 80.0% LTC / 70% ARV
Prepayment:
- No Prepayment Penalty
Credit Requirement & Recourse:
- Credit Score as Low as 680
- Recourse Required
Other:
- 5+ Unit Multifamily
- No Real Estate Tax or Insurance Reserve

Get a Quote

Getting Started is Easy — No Cost, No Commitment

There’s no cost to receive a quote. If you’re exploring financing options, we’re here to help.

Reach out today to discuss your project and see how our solutions can support your goals.

Info@pennybrookcapital.com