Multifamily Bridge Financing
Small Balance Multifamily Bridge Loans
At Pennybrook Capital, we specialize in flexible, small balance bridge financing for multifamily assets—built for speed, certainty, and execution.
Whether you’re acquiring a value-add opportunity, repositioning an underperforming property, or navigating a short-term refinance, our bridge loans are designed to meet the moment—without the red tape of traditional lenders.
What we offer:
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Loans up to $3.0 million
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Up to 80.0% LTC / 70.0% ARV
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Interest-only terms
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Acquisition, value-add, lease-up, light rehab, partner buyouts, or cash-out
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No insurance or real estate tax reserve requirement
- No prepayment penalties
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We understand the unique needs of small balance multifamily investors—and we move with the speed and flexibility your projects demand.
Bridge the gap with certainty. Partner with Pennybrook Capital.

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Multifamily Bridge Loan Terms
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Competitive Rates:
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Rates as Low as 9.5% Fixed Rate
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Loan Size:
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Loans Ranging from $500k to $3.0 million
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Potentially Larger on Deal by Deal Basis
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Flexible Loan Term:
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12 - 24 Months Interest Only
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Attractive Leverage:
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Up to 80.0% LTC / 70% ARV
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Prepayment:
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No Prepayment Penalty
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Credit Requirement & Recourse:
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Credit Score as Low as 680
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Recourse Required
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Other:
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5+ Unit Multifamily
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​No Real Estate Tax or Insurance Reserve
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Get a Quote
Getting Started is Easy — No Cost, No Commitment
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There’s no cost to receive a quote. If you’re exploring financing options, we’re here to help.
Reach out today to discuss your project and see how our solutions can support your goals.
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